Even if you do not use high-end beauty products and makeup, the costs can still add up. The average UK woman spends nearly £500 a year on beauty products. That is a fair amount of money to find every year. Add in what we spend on our hair and beauty salon treatments and you can see why you need to be good at budgeting to be able to afford to look your best.
So, today, for a change, I have decided to write about keeping your finances in order. If you do not and you end up in debt, sticking to your preferred beauty routine will be a lot harder.
Keep track of your savings and investments
If you are older, you will likely already have a savings account that can be dipped into in an emergency and, probably some form of investments, for example, an ISA or two. If that is the case, you could use this investment app to keep track of them and encourage yourself to invest more.
You need your money to work hard for you, which means getting as good a return on your savings as you can. With interest rates at an all-time low, you will likely end up deciding to invest some of your cash in shares of property. Provided you get proper independent advice before doing so, you can grow your cash reserves at a faster rate than if you just stuck to traditional saving methods.
Shop around for the best deals
Regardless of what you are buying, looking around to see if you can buy it for less is an excellent idea. Using comparison sites will enable you to save money on most of your essential services and utilities.
Before renewing your insurance, get some quotes to see if you can secure yourself a better deal. Often, you will easily be able to do so.
Ask for a discount
Whether you are making major or minor purchases shop around. It is also a good idea to ask for a discount. It is surprising how often stallholders, garages and shop owners will say yes if you just ask. If you are not used to doing this, take a look at this article. It outlines techniques you can use. Reading it will help you to work out if you would be comfortable doing this. If you are not, don’t worry just stick to the more traditional ways of saving money on your purchases.
Look for coupon codes and sales
It is surprising how easy it is to find discount codes and coupons you can use for everything from food and clothes to tools and home furnishings. If you like shopping with a particular retailer, sign up for their newsletter. When you do this you will usually receive early notification of sales and special offers.
As you can see, there are plenty of ways to save money on day to day items. Putting just a few of the above ideas into action should mean that you can easily get together the cash you need to be able to afford the beauty products you really like.
[*This is a colloborative post - Photo by Element 5 Digital via Unsplash]
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